Growth is over

 Hi Readers 

What a week it was .

We saw so much volatility that many are starting to become concerned about the future.

The inflation that all central banks have caused has only just started.

The media is being used to full affect to limit the knowledge of participants making future decisions.

I say that because I'm seeing empty building complex's and yet superannuation fund are still showing profit yet no revenue coming in. Losses are being hidden through accounting smarts.

People are struggling and yet all we are hearing is total bull shit from the FED, ECB, and every government around the world.

Now the FED and the ECB are looking to start buying debt to reduce borrowing cost but that will only accelerate inflation two fold.

Tech companies in the US are sacking there work force up to 30% and yet we are get crap that the economy is strong. Its not contracting world wide and they know it but we are not meant to know it.

The public is only allowed to know when its too late.

We see the crypto market falling apart and while the professionals know whats going on, retails is watching there wealth slip through there hands.Asking the question should I crystalize the losses?

I hate this sort of manipulation and its the reason That I started this blog. Not asking for anything other that people think for themselves and understand the macro picture.

Today Bitcoin broke the $20,000 level and the amount of emails I've received is remarkable.

I've clearly stated that things aren't what they seem and you need to be in cash, companies or investments you are prepared to hold for a couple of years. yet people seem to think that buying the dips is the way to go.

I understand the mentality as its worked for so many years but this is different.In 2008 the infection of free money was in the wholesale market. This time around its in the economy (retail)and its feeding on itself and is only going to get worse.

What people don't seem to realize is that the more digital people move to the more clearly the central banks understand peoples behavior and spending patterns.Not a conspiracy theory its a fact.

Central banks are fully aware of what people's savings are so them raising rates with the knowledge of what people can afford on there mortgage.

Also note that all the free money that was given back in 2020 will be taken back with interest something many don't understand will happen.So with all this in mind investments need to be defensive not aggressive as growth isn't coming soon.

The above is only based on Financial Astrology.

RBA snookered 630,451 mortage holders

 Hi Readers 

I can't resist I need to vent after what I saw.

I just saw the Reserve Bank of Australia Governor come out and say that the economy didn't meet there expectations of growth and now they can't say how high interest rates will go up in Australia.

This is the same Governor who said back in October 2021 that rates won't move up until 2024, regardless of what other central banks do.

When your in public office you are there to serve the people of the nation, its your contribution to the nation. To have a position such as that you need to be careful in what you say.

As you are playing with peoples savings and livelihoods.

Now Philip Lowe seriously is a piece of work, the RBA did there own modeling back in 2018 and knew that a 1% move in interest rates would increase the housing market by 30%. So when Covid hit even tho the Australian housing market was cooling off he decided to cut rate to inflate the housing market more. So the Australian housing market went on a rampaging move up increasing another  22%, with cheap money around why not.

So now we come to the part where the music has stopped and there are no chairs to sit on , so everyone is contemplating heading for the exit doors?

Problem is that what they paid for the property they can't get there money back, those with high LVR are screwed with rates going up and being told to pay up?

Yes we hear the shit from the media about talk to your bank about helping you out during this tough time.Yes they do help you out let me tell you, first you get a major credit downgrade, then you told the best thing to do is sell the property and then your told that the residue we can tailor a loan for you to pay the bank off. So in the end you sell your house you have no where to live and you still owe money to the bank, oh I forgot you did pay mortgage insurance too.

This is what 630,451 mortgage holders are facing, all thanks to people who believed the Governor and his comments.

The real estate agents will tell you its tough to sell at the moment unless you reduce the price and we will do the best we can. 

Also note that for every 1% point rise in rates its a 25% decrease in property prices too..

So where is the accountability from the central banks for causing inflation?

That right there is none, blame Russia for oil prices and inflation but not the central banks for flooding the system with money supply. Now they caused inflation we have to tighten money and everyone who borrowed money is screwed, yes screwed!!! You will end up divorcing due to money issues, and yet everyone will say that it was all your fault but not the central banks for setting people up. Unfortunately the education system has a hell of a lot to answer for too as it doesn't teach money management. People have no idea how to manage money, which is the most important think in life. Everyone can go to work and make money that's great but can you manage it ? the answer to that is 85% can't but won't admit it.

There are people who enjoy work and are workaholics, like myself but there are other in there 60's and 70's who still have to work, because they have awesome skills at managing money. Think about it people.

Again make sure you have money set aside, the way this is playing out we will be able to buy a street for the same money as a house in 2021 in the not too distant future.

Margin calls coming

 Hi readers 

Markets at the present time are dropping, with a lack of bids at these current levels isn't showing bounce with wholesale selling .

Currently market is down 2% and its only a matter of time before the margin calls start on the margin debt the stockmarket currently holds. 

10 year bond yields are over 3.20% at the present time obviously there is good shake out occurring.

Readers its hard for people to understand whats really going on, but the bottom line is cash has a price on it now. For 2 decades people have been educated into debt and not to worry as cash is trash.

For decades of traders (those born in the 80'and 90') only know one thing to expose themselves to more debt, not save cash or hold cash. Regardless of what debt assets is the only way, which did work previously, but now the game has changed. Those now with assets are stuck with them, regardless if they are making money or not. Banks that have been giving out the debt are demanding further collateral, and its forcing the traders, speculators , gamblers or whatever else you want to call them to either front up with money or be liquidated.

No market is safe Crypto's are getting hammered , stocks , bonds, metals you name it is getting hit.

So don't believe the bull shit people spin out about safe heavens its all about self interest.

I was told that gold would hold up if the market got hit? gold is down 2%

Was told that Bitcoin will hold up  currently down 13%.

Oh yes lets not forget property, lets see where lending rates are at the end of the day in the US, it closed on Friday at 5.75. yet the market has moved up another 15 points as I'm typing this post.

The fact that the game is changing people will refuse to accept it and will loose all there wealth.People who had good jobs and walked away to become shall we say gamblers need to be extremely careful moving forward and the potential of being wiped out is real.

Some of you who have either stocks or crypto coins who have lost value, don't bother looking at them anymore. your stuck with the crypto's for 5-6 years at least.

Yes Bitcoin will see $136,000 but that won't happen until 2028 and beyond. in the mean time if you have cash just wait your in the box seat.

For those of you who have stock  shares if they good companies you will see better times in 2025, so until then be patient and wait..

Disclosure

I put bids in to buy Bitcoin, Eth, Dot, Chainlink, StormX and EW at very low prices.

$10200-9500 USD

$250-300 USD

$2.-2.10 USD

$1-1.20USD

$.00150-.00100 USD

$.80-1.20 USD

These orders are on for the next 10 days should I get hit I'm happy to buy, if I don't get them no big deal.

I've said it before cash is king  and now when the shit seriously hits the fan those with cash will make generational wealth, because they had the money to move at a moments notice.

As always use the above as an indicator to your own work.

Ask your financial advisor on more on the above.

I'm a financial Astrologer , I am not a financial advisor

CPI out of control

 Hi readers 

Well we saw the CPI numbers come out on Friday and its obviously no way of hiding the truth now that inflation is out of control.

It doesn't matter what spin the the FED, government or the media spin on it, its simply out of control and they are trying to hold it down by manipulating the accommodation part of the CPI where no rents have gone up 4.5%. Every portal in the US has clearly stated that rents are up 15-20% but the agency has put out rents are up just 4.5% annually.

So until that catches up I'm pretty sure inflation will keep rising. Also the Astrology is showing higher inflation rates so I don't see it stopping for a while.

So while the market is starting to realize that the FED won't be around to support the market Friday saw good selling across all sectors of the market.

There was no protection anywhere, when the market falls like that you tend to see bonds hold up, but they also took a hit. The only area which traded higher was the commodities.( Corn and Wheat)

One part of the market which put the fear of god into the financial market was the MBS market. A market has a bid and offer, buyer and a seller.What happen on Friday no bids for MBS's after 20 minutes when bids arrived they wanted premium prices, bid spreads way beyond an orderly market. 

What that exposed was that the FED isn't buying and is prepared to let the market fall away at the expense of fighting inflation. So lets see what happens on Monday and Tuesday as the market now has a FED which isn't going to backstop stocks while inflation is at 8%.

I've said it before the FED is exporting inflation around the world so regardless of where you are in the world inflation demon is coming and what your going through now is nothing to whats ahead. Governments don't care even tho they are the main cause of the problem. Worldwide governments tax revenue will rise with inflation.I've said it before the one thing governments fear is there own people rebelling again them and this is starting to happen in the western world.

This Bullshit about Climate change is forcing people into desperation.

https://www.youtube.com/watch?v=WE0zHZPQJzA

 While many of you will disagree I put a link up for you to look at the truth of whats really going on. Yes we can become self sustainable in the future but not know, people are suffering and governments only worry about impressing the uneducated influencers who can influence the naive public.

Prices at the moment for commodities are tame compared to whats coming and I think its wise to prepare for a serious hike in grocery costs moving forward.

 

As always use the above as an indicator to your own work.

Ask your financial advisor on the above.

I am a financial astrologer , not a financial advisor.